Terms & Conditions

These terms were last updated January 2025 

Please read these “Terms and Conditions” for important information about Davit Chirishyan Agency® text message programs and available codes. By opting in to use our text message services, you have agreed to be bound by the terms and conditions contained herein. You further acknowledge and represent that you are the authorized user of the mobile phone number that you provided or have been granted permission by the authorized user of the mobile phone number to enroll such mobile phone number in the service. If you do not agree with these Terms and Conditions, you must immediately cease using the applicable text message program(s) and notify us, as provided below. Although we do not impose an additional charge for this service, your mobile carrier’s message and data rates may apply. By enrolling in the service(s), you approve any charges that may be deducted by your wireless carrier from your prepaid balance, or that appear on your mobile phone bill. The number of messages you receive will vary depending on the number of text services, the number of policies and billing accounts you have, as well as your account activity.We may revise, modify or amend these “Terms and Conditions” at any time. Any such revisions, modifications, or amendments shall take effect when they are posted to davitchirishyanagency.com. You agree to review these Terms and Conditions periodically to ensure that you are aware of any changes. Your continued consent to receive text messages will indicate your acceptance of those changes.We respect your right to privacy. You can review our privacy statement here.Service availability and disclaimers Davit Chirishyan Agency’s text programs are offered on an “as is” basis and: (1) may not be available in all areas at all times; (2) may not continue to work in the event of product, software, coverage, or other service changes made by your wireless carrier; (3) may be terminated entirely or for individual participants at any time with or without notice, including, for example, before you have received any or all messages that you otherwise would have received; (4) delivery of texts to your mobile device may fail due to a variety of circumstances or conditions. We are not liable for delayed or undelivered messages. Examples include, but are not limited to, system outages, mobile network service issues, state restrictions, and states of emergency.Davit Chirishyan Agency and each of their respective officers, directors, and employees are not responsible and shall not be liable for any losses or injuries of any kind resulting, directly or indirectly, from any text program or from technical failures or delays of any kind with respect thereto.Keywords and shortcuts You may opt in to available text message services from Davit Chirishyan Agency and/or their representatives at any time by following the steps below. Please note that keywords and short codes may be changed, added, or removed, as necessary.Opting in to texts To start receiving texts from Davit Chirishyan Agency and/or their representatives, follow the instructions provided for the applicable program(s) or service(s).Opting out of texts If you no longer wish to receive text messages for a specific text program, follow the opt-out instructions provided by that program. To opt out of all text programs, text STOPALL without any additional words, spaces, or characters either before or after the word.You hereby release Davit Chirishyan Agency and each of their respective officers, directors, and employees from any liability for your efforts to unsubscribe from any text message service via a text message that does not strictly comply with the terms stated herein, except to the extent required by law.Opt-out requests and automatic opt-outs Following the steps to opt out detailed above will opt you out of the applicable text message service. After you submit such a request to unsubscribe, you may receive additional text communications to confirm your opt-out. After you have unsubscribed from any text message service, you may re-enroll in the text message service at any time by following the steps noted above, or in associated text program communications. You may no longer receive certain text message services, if you change your mobile carrier or your mobile phone number.Opting out of a text message service does not preclude Davit Chirishyan Agency and each of their respective officers, directors, employees, and representatives from sending messages otherwise allowed by applicable state and federal law.

Terms and Conditions for SMS

Consent for SMS Communications
Upon granting consent to receive SMS communications from our company, please be assured that your phone number and SMS consent will remain confidential. We will not sell or share your information with third parties or affiliates. Your phone number and consent will solely be used to facilitate communication with you and will not be disseminated for marketing purposes.
Types of SMS Communications
After obtaining consent, the following types of messages may be sent to you, depending on your interactions with our services:
- Policy Reminders: Reminders about scheduled changes to your policy, payment notifications
- Marketing: messages regarding quote requests for any type of insurance
- Example Message:
  "Hi [Customer Name], this is a reminder about your upcoming renewal for your homeowners insurance policy number 937782393 with Davit Chirishyan Agency on Tuesday, 1/28"
  To opt out, reply "STOP" to unsubscribe. Message data rates may apply. Messaging frequency may vary. For assistance, reply "HELP."
Standard Messaging Disclosures
- To opt out of SMS communications, simply reply with "STOP."
- For assistance or inquiries, reply with "HELP."
- Message and data rates may apply
Sample response for "HELP" reply:
"For further assistance, please visit our website at davitchirishyanagency.com or contact us at 888-898-4591."
Message Frequency
You may receive approximately 1-2 messages per day related to your requests. However, the frequency may vary depending on the nature of the communication.

Opt-In Method:

You may opt-in to receive SMS messages from Davit Chirishyan Agency in the following ways:

Verbally, during a conversation
By submitting an online form

Opt-Out Method:

You can opt-out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.